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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INVESTORS SERVICES LLC Service code 99 · EIN 04-1590850 | Other Fees | $30,562 |
WITHUMSMITH+BROWN, PC7 years Filed as: WITHUM SMITH AND BROWN Service code 99 · EIN 22-2027092 | Other Fees | $8,940 |
VOYA RETIREMENT INSURANCE & ANNUITY10+ years Service code 99 · EIN 71-0294708 | Other Fees | $2,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,831 | $101,672+85.7% | $147,117+28.4% | $74,478+153.5% |
| Participation rate | 78.3% | 75.5%+2.7pp | 82.2%-3.9pp | 67.2%+11.0pp |
| Annual return | 12.82% | 8757.83%-8745.0pp | 420.54%-407.7pp | 1370.56%-1357.7pp |
| Employer contribution / active EE | $2,023 | $3,813-46.9% | $4,932-59.0% | $2,626-23.0% |
| Participant deferral / active EE | $8,331 | $7,305+14.0% | $8,065+3.3% | $4,350+91.5% |
| Admin fee / account holder | $148 | $1,753-91.6% | $12,993-98.9% | $1,946-92.4% |