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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,071 | $111,535-62.3% | $105,223-60.0% | $137,256-69.3% |
| Participation rate | 54.2% | 78.1%-23.9pp | 75.0%-20.9pp | 80.0%-25.8pp |
| Annual return | 18.44% | 237.85%-219.4pp | 180.65%-162.2pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,161 | $3,939-45.2% | $3,689-41.4% | $4,156-48.0% |
| Participant deferral / active EE | $4,185 | $5,500-23.9% | $5,072-17.5% | $6,407-34.7% |
| Admin fee / account holder | $7,154 | $9,721-26.4% | $8,859-19.2% | $12,270-41.7% |