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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,365 | $81,504+106.6% | $102,437+64.4% | $80,959+108.0% |
| Participation rate | 95.0% | 66.9%+28.1pp | 74.5%+20.5pp | 67.7%+27.3pp |
| Annual return | 9.94% | 25.60%-15.7pp | 24.95%-15.0pp | 35.67%-25.7pp |
| Employer contribution / active EE | $5,686 | $3,104+83.2% | $3,871+46.9% | $2,757+106.2% |
| Participant deferral / active EE | $6,919 | $3,871+78.7% | $5,060+36.7% | $4,300+60.9% |
| Admin fee / account holder | $18,254 | $6,719+171.7% | $8,388+117.6% | $6,925+163.6% |