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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,328 | $111,535+32.1% | $105,223+40.0% | $137,256+7.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 1.46% | 237.85%-236.4pp | 180.65%-179.2pp | 220.34%-218.9pp |
| Employer contribution / active EE | $1,018 | $3,939-74.2% | $3,689-72.4% | $4,156-75.5% |
| Participant deferral / active EE | $2,427 | $5,500-55.9% | $5,072-52.1% | $6,407-62.1% |
| Admin fee / account holder | $105,475 | $9,721+985.0% | $8,859+1090.6% | $12,270+759.6% |