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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,685 | $129,737+90.1% | $119,126+107.1% | $154,746+59.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 8.96% | 379.08%-370.1pp | 282.11%-273.2pp | 172.34%-163.4pp |
| Employer contribution / active EE | $15,297 | $4,375+249.7% | $4,034+279.2% | $4,379+249.3% |
| Participant deferral / active EE | $9,954 | $5,842+70.4% | $5,318+87.2% | $6,730+47.9% |
| Admin fee / account holder | $11,294 | $11,961-5.6% | $10,693+5.6% | $14,365-21.4% |