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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,934 | $71,230-35.5% | $93,727-51.0% | $80,959-43.3% |
| Participation rate | 84.6% | 60.4%+24.2pp | 68.7%+15.9pp | 67.7%+16.9pp |
| Annual return | 11.27% | 11.26%0pp | 133.83%-122.6pp | 35.67%-24.4pp |
| Employer contribution / active EE | $1,450 | $1,565-7.3% | $2,421-40.1% | $2,757-47.4% |
| Participant deferral / active EE | $4,039 | $4,0370% | $4,417-8.6% | $4,300-6.1% |
| Admin fee / account holder | $1,888 | $6,961-72.9% | $8,292-77.2% | $6,925-72.7% |