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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,270 | $87,132+2.5% | $105,624-15.5% | $80,959+10.3% |
| Participation rate | 70.5% | 70.4%0pp | 75.3%-4.8pp | 67.7%+2.8pp |
| Annual return | 10.65% | 17.03%-6.4pp | 116.20%-105.6pp | 35.67%-25.0pp |
| Employer contribution / active EE | $2,701 | $2,397+12.7% | $3,168-14.7% | $2,757-2.0% |
| Participant deferral / active EE | $1,860 | $3,985-53.3% | $5,013-62.9% | $4,300-56.8% |
| Admin fee / account holder | $2,051 | $8,449-75.7% | $10,961-81.3% | $6,925-70.4% |