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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,522 | $111,814-78.1% | $103,374-76.3% | $145,959-83.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.62% | 24.77%-14.2pp | 24.89%-14.3pp | 561.95%-551.3pp |
| Employer contribution / active EE | $3,133 | $4,214-25.6% | $3,869-19.0% | $4,661-32.8% |
| Participant deferral / active EE | $3,248 | $5,618-42.2% | $5,058-35.8% | $6,689-51.4% |
| Admin fee / account holder | $10,697 | $9,754+9.7% | $8,394+27.4% | $13,398-20.2% |