Retirement plan

DELAWARE COMMUNITY FOUNDATION 403(B) PLAN

Name: DELAWARE COMMUNITY FOUNDATION - DELAWARE COMMUNITY FOUNDATION 403(B) PLAN (2025) Form 5500
Creator: DELAWARE COMMUNITY FOUNDATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DELAWARE COMMUNITY FOUNDATION 403(B) PLAN, DELAWARE COMMUNITY FOUNDATION

DELAWARE COMMUNITY FOUNDATIONEIN 22-2804785Plan #001PY 2025

100 W 10TH STREET SUITE 115 - WILMINGTON, DE 19801302-504-5251delcf.orgLinkedIn11-50 employeesphilanthropy

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$6.9M

+15.2% from 2024

Total participants

+6.3% from 2024

Average account balance

$108,470

+9.8% from 2024

Annual return

15.72%

+2.42 pp from 2024

Benchmarks

See 110 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants25-99

Cohort110 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$108K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

152.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$471K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8360

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2F3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$535K

$12740 / participant

Other / not subdivided$535K100.0%

% of EOY assets

7.708%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$108,470

$60,444+79.5%

$68,948+57.3%

$82,448+31.6%

Participation rate

92.9%

73.6%+19.2pp

79.2%+13.7pp

68.1%+24.8pp

Annual return

15.72%

15.42%+0.3pp

28.39%-12.7pp

41.64%-25.9pp

Employer contribution / active EE

$5,211

$3,449+51.1%

$4,165+25.1%

$2,551+104.3%

Participant deferral / active EE

$5,998

$3,658+64.0%

$6,186-3.0%

$4,139+44.9%

Admin fee / account holder

$8,360

$6,421+30.2%

$7,539+10.9%

$7,234+15.6%

DELAWARE COMMUNITY FOUNDATION 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DELAWARE COMMUNITY FOUNDATION 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion