Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,930 | $78,015-60.4% | $178,505-82.7% | $80,959-61.8% |
| Participation rate | 23.8% | 65.7%-41.9pp | 77.1%-53.3pp | 67.7%-43.9pp |
| Annual return | 11.94% | 18.10%-6.2pp | 27.16%-15.2pp | 35.67%-23.7pp |
| Employer contribution / active EE | $514 | $2,281-77.4% | $3,955-87.0% | $2,757-81.3% |
| Participant deferral / active EE | $1,011 | $4,406-77.1% | $6,280-83.9% | $4,300-76.5% |
| Admin fee / account holder | $8,251 | $7,160+15.2% | $10,428-20.9% | $6,925+19.1% |