Retirement plan

NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION 401(K) PLAN

Name: NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION - NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION 401(K) PLAN (2025) Form 5500
Creator: NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION 401(K) PLAN, NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION

NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATIONEIN 22-2712338Plan #001PY 2025

5869 FISHER ROAD - EAST SYRACUSE, NY 13057315-701-0440nyswda.orgLinkedIn1-10 employeesnon-profit organization management

Prospect flagsLow returnsLow fidelity bond

How to read this page

Total assets (EOY)

$781K

+11.2% from 2024

Total participants

0.0% from 2024

Average account balance

$78,140

+11.2% from 2024

Annual return

5.66%

-10.06 pp from 2024

Benchmarks

See 4,159 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort4,159 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$781K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$78K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$78,140

$76,368+2.3%

$67,681+15.5%

$154,746-49.5%

Participation rate

100.0%

79.0%+21.0pp

73.7%+26.3pp

80.7%+19.3pp

Annual return

5.66%

1066.77%-1061.1pp

590.58%-584.9pp

172.34%-166.7pp

Employer contribution / active EE

$1,466

$3,151-53.5%

$2,678-45.3%

$4,379-66.5%

Participant deferral / active EE

$2,854

$4,824-40.8%

$3,976-28.2%

$6,730-57.6%

Admin fee / account holder

$8,559-100.0%

$6,100-100.0%

$14,365-100.0%

NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

NEW YORK STATE WEATHERIZATION DIRECTORS' ASSOCIATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion