Filed October 9, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,065 | $58,859-6.4% | $129,397-57.4% | $77,714-29.1% |
| Participation rate | 34.4% | 59.3%-25.0pp | 69.6%-35.3pp | 70.6%-36.2pp |
| Annual return | 13.67% | 24.74%-11.1pp | 9453.98%-9440.3pp | 31.26%-17.6pp |
| Employer contribution / active EE | $782 | $1,952-60.0% | $4,154-81.2% | $2,727-71.3% |
| Participant deferral / active EE | $1,509 | $3,215-53.1% | $4,167-63.8% | $4,649-67.5% |
| Admin fee / account holder | $19,087 | $591+3132.3% | $7,679+148.6% | $433+4305.5% |