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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,107 | $162,136-35.2% | $152,301-31.0% | $154,746-32.1% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 13.76% | 91.02%-77.3pp | 80.50%-66.7pp | 172.34%-158.6pp |
| Employer contribution / active EE | $1,110 | $4,890-77.3% | $4,624-76.0% | $4,379-74.7% |
| Participant deferral / active EE | $9,889 | $8,341+18.6% | $8,004+23.6% | $6,730+46.9% |
| Admin fee / account holder | $20 | $15,759-99.9% | $14,398-99.9% | $14,365-99.9% |