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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,034 | $88,778+62.2% | $81,844+76.0% | $145,884-1.3% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 14.38% | 1033.03%-1018.6pp | 778.87%-764.5pp | 551.85%-537.5pp |
| Employer contribution / active EE | $7,973 | $3,087+158.3% | $2,916+173.4% | $4,662+71.0% |
| Participant deferral / active EE | $11,713 | $4,648+152.0% | $4,323+170.9% | $6,690+75.1% |
| Admin fee / account holder | $8,401 | $8,430-0.3% | $7,355+14.2% | $13,392-37.3% |