Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,018 | $94,031-78.7% | $115,768-82.7% | $82,448-75.7% |
| Participation rate | 52.3% | 70.4%-18.1pp | 74.4%-22.1pp | 68.1%-15.8pp |
| Annual return | 12.04% | 20.61%-8.6pp | 100.46%-88.4pp | 41.64%-29.6pp |
| Employer contribution / active EE | $729 | $2,323-68.6% | $2,940-75.2% | $2,551-71.4% |
| Participant deferral / active EE | $1,874 | $3,972-52.8% | $4,917-61.9% | $4,139-54.7% |
| Admin fee / account holder | $3,636 | $10,249-64.5% | $12,439-70.8% | $7,234-49.7% |