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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,952 | $183,516-49.9% | $155,534-40.9% | $145,884-37.0% |
| Participation rate | 61.1% | 82.7%-21.6pp | 78.2%-17.1pp | 80.3%-19.2pp |
| Annual return | 13.88% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-538.0pp |
| Employer contribution / active EE | $1,613 | $5,315-69.6% | $4,675-65.5% | $4,662-65.4% |
| Participant deferral / active EE | $3,803 | $6,467-41.2% | $5,630-32.5% | $6,690-43.1% |
| Admin fee / account holder | $6,408 | $19,293-66.8% | $15,900-59.7% | $13,392-52.1% |