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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,837 | $78,015-25.9% | $178,505-67.6% | $80,959-28.6% |
| Participation rate | 50.0% | 65.7%-15.7pp | 77.1%-27.1pp | 67.7%-17.7pp |
| Annual return | 11.37% | 18.10%-6.7pp | 27.16%-15.8pp | 35.67%-24.3pp |
| Employer contribution / active EE | $1,563 | $2,281-31.5% | $3,955-60.5% | $2,757-43.3% |
| Participant deferral / active EE | $2,411 | $4,406-45.3% | $6,280-61.6% | $4,300-43.9% |
| Admin fee / account holder | $4,118 | $7,160-42.5% | $10,428-60.5% | $6,925-40.5% |