Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,391 | $81,476+45.3% | $102,383+15.6% | $80,925+46.3% |
| Participation rate | 34.1% | 66.8%-32.7pp | 74.5%-40.4pp | 67.7%-33.5pp |
| Annual return | 12.45% | 25.59%-13.1pp | 24.94%-12.5pp | 35.65%-23.2pp |
| Employer contribution / active EE | $529 | $3,105-83.0% | $3,870-86.3% | $2,756-80.8% |
| Participant deferral / active EE | $2,185 | $3,871-43.6% | $5,060-56.8% | $4,299-49.2% |
| Admin fee / account holder | $6,030 | $6,717-10.2% | $8,391-28.1% | $6,940-13.1% |