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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,391 | $81,504-38.2% | $102,437-50.8% | $80,959-37.8% |
| Participation rate | 80.0% | 66.9%+13.1pp | 74.5%+5.5pp | 67.7%+12.3pp |
| Annual return | 11.03% | 25.60%-14.6pp | 24.95%-13.9pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,548 | $3,104-50.1% | $3,871-60.0% | $2,757-43.8% |
| Participant deferral / active EE | $5,405 | $3,871+39.6% | $5,060+6.8% | $4,300+25.7% |
| Admin fee / account holder | $1,953 | $6,719-70.9% | $8,388-76.7% | $6,925-71.8% |