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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,391 | $81,446-38.1% | $103,374-51.3% | $80,874-37.7% |
| Participation rate | 80.0% | 66.9%+13.1pp | 74.5%+5.5pp | 67.6%+12.4pp |
| Annual return | 11.03% | 25.57%-14.5pp | 24.89%-13.9pp | 35.62%-24.6pp |
| Employer contribution / active EE | $1,548 | $3,107-50.2% | $3,869-60.0% | $2,756-43.8% |
| Participant deferral / active EE | $5,405 | $3,870+39.7% | $5,058+6.9% | $4,297+25.8% |
| Admin fee / account holder | $1,953 | $6,715-70.9% | $8,394-76.7% | $6,935-71.8% |