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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,106 | $61,125-3.3% | $94,057-37.2% | $87,485-32.4% |
| Participation rate | 74.2% | 64.1%+10.1pp | 73.3%+0.8pp | 68.9%+5.3pp |
| Annual return | 15.69% | 35.20%-19.5pp | 480.62%-464.9pp | 26.06%-10.4pp |
| Employer contribution / active EE | $0 | $2,136-100.0% | $2,933-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $798 | $3,260-75.5% | $4,709-83.0% | $4,274-81.3% |
| Admin fee / account holder | $2,274 | $5,629-59.6% | $7,244-68.6% | $7,775-70.7% |