Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,407 | $76,834-4.5% | $108,359-32.3% | $87,485-16.1% |
| Participation rate | 48.4% | 61.7%-13.3pp | 70.1%-21.7pp | 68.9%-20.5pp |
| Annual return | 14.88% | 19.09%-4.2pp | 36.89%-22.0pp | 26.06%-11.2pp |
| Employer contribution / active EE | $678 | $1,556-56.4% | $2,399-71.7% | $2,596-73.9% |
| Participant deferral / active EE | $4,282 | $3,100+38.1% | $4,137+3.5% | $4,274+0.2% |
| Admin fee / account holder | $8,768 | $6,537+34.1% | $9,741-10.0% | $7,775+12.8% |