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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,290 | $183,592+114.2% | $155,567+152.8% | $145,959+169.5% |
| Participation rate | 94.7% | 82.7%+12.1pp | 78.2%+16.5pp | 80.3%+14.5pp |
| Annual return | 10.34% | 61.24%-50.9pp | 64.74%-54.4pp | 561.95%-551.6pp |
| Employer contribution / active EE | $18,430 | $5,315+246.8% | $4,674+294.3% | $4,661+295.4% |
| Participant deferral / active EE | $11,440 | $6,464+77.0% | $5,628+103.3% | $6,689+71.0% |
| Admin fee / account holder | $8,873 | $19,318-54.1% | $15,916-44.3% | $13,398-33.8% |