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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,205 | $105,960-57.3% | $81,726-44.7% | $158,982-71.6% |
| Participation rate | 94.4% | 75.6%+18.8pp | 72.0%+22.4pp | 82.0%+12.5pp |
| Annual return | 16.84% | 38.19%-21.4pp | 29.49%-12.7pp | 302.99%-286.2pp |
| Employer contribution / active EE | $16 | $7,805-99.8% | $4,311-99.6% | $4,763-99.7% |
| Participant deferral / active EE | $2,759 | $13,011-78.8% | $7,108-61.2% | $5,983-53.9% |
| Admin fee / account holder | $304 | $8,494-96.4% | $5,160-94.1% | $11,252-97.3% |