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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,205 | $105,929-57.3% | $81,926-44.8% | $158,950-71.6% |
| Participation rate | 94.4% | 75.6%+18.8pp | 72.0%+22.5pp | 82.0%+12.5pp |
| Annual return | 16.84% | 38.19%-21.3pp | 29.49%-12.7pp | 302.91%-286.1pp |
| Employer contribution / active EE | $16 | $7,802-99.8% | $4,310-99.6% | $4,762-99.7% |
| Participant deferral / active EE | $2,759 | $13,007-78.8% | $7,108-61.2% | $5,983-53.9% |
| Admin fee / account holder | $304 | $8,492-96.4% | $5,159-94.1% | $11,248-97.3% |