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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,456 | $51,638-75.9% | $68,368-81.8% | $82,448-84.9% |
| Participation rate | 43.5% | 63.6%-20.1pp | 73.8%-30.3pp | 68.1%-24.6pp |
| Annual return | 13.70% | 37.53%-23.8pp | 292.57%-278.9pp | 41.64%-27.9pp |
| Employer contribution / active EE | $960 | $2,047-53.1% | $2,649-63.7% | $2,551-62.4% |
| Participant deferral / active EE | $1,389 | $2,914-52.3% | $4,123-66.3% | $4,139-66.4% |
| Admin fee / account holder | $9,494 | $4,643+104.5% | $5,150+84.4% | $7,234+31.2% |