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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,456 | $61,125-79.6% | $94,057-86.8% | $87,485-85.8% |
| Participation rate | 43.5% | 64.1%-20.6pp | 73.3%-29.9pp | 68.9%-25.5pp |
| Annual return | 13.70% | 35.20%-21.5pp | 480.62%-466.9pp | 26.06%-12.4pp |
| Employer contribution / active EE | $960 | $2,136-55.1% | $2,933-67.3% | $2,596-63.0% |
| Participant deferral / active EE | $1,389 | $3,260-57.4% | $4,709-70.5% | $4,274-67.5% |
| Admin fee / account holder | $9,494 | $5,629+68.7% | $7,244+31.0% | $7,775+22.1% |