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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,322 | $101,763-37.8% | $164,866-61.6% | $80,874-21.7% |
| Participation rate | 98.6% | 71.8%+26.8pp | 78.6%+20.0pp | 67.6%+31.0pp |
| Annual return | 13.21% | 16.73%-3.5pp | 69.97%-56.8pp | 35.62%-22.4pp |
| Employer contribution / active EE | $4,261 | $2,954+44.2% | $4,343-1.9% | $2,756+54.6% |
| Participant deferral / active EE | $3,834 | $4,477-14.4% | $6,033-36.4% | $4,297-10.8% |
| Admin fee / account holder | $5,273 | $8,228-35.9% | $12,689-58.4% | $6,935-24.0% |