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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,322 | $101,795-37.8% | $165,100-61.6% | $80,959-21.8% |
| Participation rate | 98.6% | 71.8%+26.8pp | 78.6%+20.0pp | 67.7%+31.0pp |
| Annual return | 13.21% | 16.73%-3.5pp | 70.21%-57.0pp | 35.67%-22.5pp |
| Employer contribution / active EE | $4,261 | $2,954+44.3% | $4,348-2.0% | $2,757+54.6% |
| Participant deferral / active EE | $3,834 | $4,476-14.3% | $6,035-36.5% | $4,300-10.8% |
| Admin fee / account holder | $5,273 | $8,221-35.9% | $12,696-58.5% | $6,925-23.9% |