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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,699 | $101,795-8.9% | $165,100-43.9% | $80,959+14.5% |
| Participation rate | 85.5% | 71.8%+13.7pp | 78.6%+6.9pp | 67.7%+17.9pp |
| Annual return | 9.61% | 16.73%-7.1pp | 70.21%-60.6pp | 35.67%-26.1pp |
| Employer contribution / active EE | $1,918 | $2,954-35.1% | $4,348-55.9% | $2,757-30.4% |
| Participant deferral / active EE | $5,789 | $4,476+29.3% | $6,035-4.1% | $4,300+34.6% |
| Admin fee / account holder | $5,797 | $8,221-29.5% | $12,696-54.3% | $6,925-16.3% |