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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,619 | $162,136+142.2% | $152,301+157.8% | $154,746+153.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 7.85% | 91.02%-83.2pp | 80.50%-72.6pp | 172.34%-164.5pp |
| Employer contribution / active EE | $5,742 | $4,890+17.4% | $4,624+24.2% | $4,379+31.1% |
| Participant deferral / active EE | $8,018 | $8,341-3.9% | $8,004+0.2% | $6,730+19.1% |
| Admin fee / account holder | $12,182 | $15,759-22.7% | $14,398-15.4% | $14,365-15.2% |