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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,378 | $111,535+141.5% | $105,223+156.0% | $137,256+96.3% |
| Participation rate | 76.2% | 78.1%-1.9pp | 75.0%+1.1pp | 80.0%-3.8pp |
| Annual return | 9.99% | 237.85%-227.9pp | 180.65%-170.7pp | 220.34%-210.3pp |
| Employer contribution / active EE | $2,912 | $3,939-26.1% | $3,689-21.1% | $4,156-29.9% |
| Participant deferral / active EE | $6,885 | $5,500+25.2% | $5,072+35.7% | $6,407+7.5% |
| Admin fee / account holder | $109,143 | $9,721+1022.7% | $8,859+1132.0% | $12,270+789.5% |