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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,306 | $97,125+79.5% | $86,233+102.1% | $137,256+27.0% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.0%-31.5pp | 80.0%-42.5pp |
| Annual return | 12.26% | 74.19%-61.9pp | 61.39%-49.1pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,100 | $2,841-61.3% | $2,504-56.1% | $4,156-73.5% |
| Participant deferral / active EE | $2,567 | $5,180-50.4% | $4,559-43.7% | $6,407-59.9% |
| Admin fee / account holder | $128,149 | $9,725+1217.8% | $8,342+1436.2% | $12,270+944.4% |