Filings through Oct 24, 2026.

Retirement plan

Caring, Inc. CWA Local 1040 Employees 401(k) Plan

Name: CARING, INC. - CARING, INC. CWA LOCAL 1040 EMPLOYEES 401(K) PLAN (2025) Form 5500
Creator: CARING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CARING, INC. CWA LOCAL 1040 EMPLOYEES 401(K) PLAN, CARING, INC.

Caring, Inc.EIN 22-2178791Plan #002PY 2025

PO BOX 964 - PLEASANTVILLE, NJ 08232609-484-7050caringinc.netLinkedIn501-1000 employeeshospital & health care

Other plans on this EIN

1 filing

#001Retirement-$23.4M assets

Prospect flagsLow participationLow assets / participant

Top hat statement on fileNQDC

Filed August 6, 2018 (most recent of 2 filings on file)

Plan administrator

Brian Curran

Pleasantville State: NJ Zip Code: 08232

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (2)

CARING, InC 457(b) plan10 emp
CARING, Inc. 457(f) plan10 emp

Total covered: 20 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$2.5M

+37.0% from 2024

Total participants

404

-11.4% from 2024

Average account balance

$15,565

+27.6% from 2024

Annual return

17.00%

+5.23 pp from 2024

Benchmarks

See 4,075 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,075 peers

Snapshot2025

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Solo.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$14 / participant

Contract admin$4K76.0%
Other / not subdivided$1K24.0%

% of EOY assets

0.194%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: CAPALDI, REYNOLDS & PELOSI
Auditor EIN: 222097516
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Filings through Oct 24, 2026.

Retirement plan

Caring, Inc. CWA Local 1040 Employees 401(k) Plan

Caring, Inc.EIN 22-2178791Plan #002PY 2025

PO BOX 964 - PLEASANTVILLE, NJ 08232609-484-7050caringinc.netLinkedIn501-1000 employeeshospital & health care

Other plans on this EIN

1 filing

#001Retirement-$23.4M assets

Prospect flagsLow participationLow assets / participant

People on file3 contacts

BC
Brian Curran
Filing signerFiling signer
#001#002
PY 2025
+2 more — auditor, admin, prior signers, …

5500 filings11 filings · 2015–2025

20255500401(k)Latest

5500 PDF

Top hat statement on fileNQDC

Filed August 6, 2018 (most recent of 2 filings on file)

Plan administrator

Brian Curran

Pleasantville State: NJ Zip Code: 08232

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (2)

CARING, InC 457(b) plan10 emp
CARING, Inc. 457(f) plan10 emp

Total covered: 20 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$2.5M

+37.0% from 2024

Total participants

404

-11.4% from 2024

Average account balance

$15,565

+27.6% from 2024

Annual return

17.00%

+5.23 pp from 2024

Benchmarks

See 4,075 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,075 peers

Snapshot2025

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Solo.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$14 / participant

Contract admin$4K76.0%
Other / not subdivided$1K24.0%

% of EOY assets

0.194%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: CAPALDI, REYNOLDS & PELOSI
Auditor EIN: 222097516
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Caring, Inc. CWA Local 1040 Employees 401(k) Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Caring, Inc. CWA Local 1040 Employees 401(k) Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion