Retirement plan

SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. EMPLOYEE RETIREMENT PLAN

Name: SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. - SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. EMPLOYEE RETIREMENT PLAN (2025) Form 5500
Creator: SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. EMPLOYEE RETIREMENT PLAN, SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC.

SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC.EIN 22-2159336Plan #001PY 2025

1 EXECUTIVE DRIVE, SUITE 400 - MARLTON, NJ 080534144609-567-0434sjfmc.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$14.4M

+7.9% from 2024

Total participants

379

-7.6% from 2024

Average account balance

$49,903

+12.8% from 2024

Annual return

8.16%

-5.55 pp from 2024

Benchmarks

See 1,431 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort1,431 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

289

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$959K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$94

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
PARKLAND SECURITIES LLC1 year Filed as: PARKLAND SECURITIES, INC. Service code 22	Insurance Broker	$12,091
UNITED RETIREMENT INC9 years Filed as: UNITED RETIREMENT, INC. Service code 22	Insurance Broker	$1,511
UNITED RETIREMENT INC1 year Filed as: UNITED RETIREMENT Service code 22 · EIN 25-1759623 P.O. BOX 734602 · CHICAGO, IL 606734602	Insurance Broker	$1,075
PARKLAND SECURITIES LLC8 years Filed as: PARKLAND SECURITIES Service code 22 · EIN 74-3010408 300 PARKLAND PLACE · ANN HARBOR, MI 48103	Insurance Broker	$0

Plan features & details

Pension benefit codes2G2L3D2F2K

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$27K

$142 / participant

Contract admin$27K100.0%

% of EOY assets

0.188%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: COHNREZNICK LLP
Auditor EIN: 334144829
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,903

$43,496+14.7%

$161,489-69.1%

$64,340-22.4%

Participation rate

52.9%

53.5%-0.6pp

78.7%-25.8pp

55.2%-2.4pp

Annual return

8.16%

20.76%-12.6pp

89.72%-81.6pp

24.14%-16.0pp

Employer contribution / active EE

$1,473

$1,431+2.9%

$4,268-65.5%

$1,862-20.9%

Participant deferral / active EE

$3,550

$1,996+77.9%

$5,630-36.9%

$2,980+19.1%

Admin fee / account holder

$94

$2,330-96.0%

$16,006-99.4%

$3,703-97.5%

Provider

Service type

Compensation

PARKLAND SECURITIES LLC1 year

Filed as: PARKLAND SECURITIES, INC.

Service code 22

Insurance Broker

$12,091

UNITED RETIREMENT INC9 years

Filed as: UNITED RETIREMENT, INC.

Service code 22

Insurance Broker

$1,511

UNITED RETIREMENT INC1 year

Filed as: UNITED RETIREMENT

Service code 22 · EIN 25-1759623

P.O. BOX 734602 · CHICAGO, IL 606734602

Insurance Broker

$1,075

PARKLAND SECURITIES LLC8 years

Filed as: PARKLAND SECURITIES

Service code 22 · EIN 74-3010408

300 PARKLAND PLACE · ANN HARBOR, MI 48103

Insurance Broker

SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SOUTHERN JERSEY FAMILY MEDICAL CENTERS, INC. EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion