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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,722 | $166,131+62.4% | $164,975+63.5% | $145,877+84.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 21.81% | 100.37%-78.6pp | 70.12%-48.3pp | 551.28%-529.5pp |
| Employer contribution / active EE | $865 | $5,276-83.6% | $4,343-80.1% | $4,663-81.4% |
| Participant deferral / active EE | $6,790 | $6,962-2.5% | $6,033+12.5% | $6,691+1.5% |
| Admin fee / account holder | $10,854 | $16,648-34.8% | $12,688-14.5% | $13,402-19.0% |