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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,453 | $88,754+377.1% | $81,820+417.5% | $145,877+190.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.95% | 1031.77%-1009.8pp | 777.93%-756.0pp | 551.28%-529.3pp |
| Employer contribution / active EE | $3,128 | $3,085+1.4% | $2,915+7.3% | $4,663-32.9% |
| Participant deferral / active EE | $625 | $4,648-86.6% | $4,323-85.5% | $6,691-90.7% |
| Admin fee / account holder | $3,190 | $8,424-62.1% | $7,391-56.8% | $13,402-76.2% |