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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,151 | $114,119+9.7% | $107,187+16.8% | $138,895-9.9% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 79.9%+4.7pp |
| Annual return | 16.36% | 273.21%-256.8pp | 204.55%-188.2pp | 145.39%-129.0pp |
| Employer contribution / active EE | $427 | $4,059-89.5% | $3,782-88.7% | $4,194-89.8% |
| Participant deferral / active EE | $2,135 | $5,538-61.5% | $5,096-58.1% | $6,396-66.6% |
| Admin fee / account holder | $1,240 | $10,024-87.6% | $9,162-86.5% | $12,562-90.1% |