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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,468 | $101,752-35.7% | $164,928-60.3% | $80,911-19.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 7.59% | 16.73%-9.1pp | 70.08%-62.5pp | 35.63%-28.0pp |
| Employer contribution / active EE | $1,921 | $2,953-35.0% | $4,343-55.8% | $2,756-30.3% |
| Participant deferral / active EE | $3,066 | $4,477-31.5% | $6,034-49.2% | $4,297-28.6% |
| Admin fee / account holder | $25,623 | $8,218+211.8% | $12,684+102.0% | $6,935+269.5% |