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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,468 | $101,798-35.7% | $165,071-60.3% | $80,935-19.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 7.59% | 16.73%-9.1pp | 70.17%-62.6pp | 35.66%-28.1pp |
| Employer contribution / active EE | $1,921 | $2,954-35.0% | $4,347-55.8% | $2,757-30.3% |
| Participant deferral / active EE | $3,066 | $4,476-31.5% | $6,035-49.2% | $4,299-28.7% |
| Admin fee / account holder | $25,623 | $8,221+211.7% | $12,695+101.8% | $6,924+270.0% |