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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,367 | $154,228-37.5% | $145,433-33.7% | $137,256-29.8% |
| Participation rate | 92.3% | 83.8%+8.5pp | 82.1%+10.2pp | 80.0%+12.3pp |
| Annual return | 12.72% | 74.59%-61.9pp | 66.58%-53.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,707 | $4,804-64.5% | $4,554-62.5% | $4,156-58.9% |
| Participant deferral / active EE | $2,001 | $8,216-75.6% | $7,897-74.7% | $6,407-68.8% |
| Admin fee / account holder | $8,673 | $14,344-39.5% | $13,129-33.9% | $12,270-29.3% |