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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,130 | $70,366+16.7% | $66,674+23.2% | $138,895-40.9% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 12.67% | 386.41%-373.7pp | 321.24%-308.6pp | 145.39%-132.7pp |
| Employer contribution / active EE | $2,400 | $2,765-13.2% | $2,620-8.4% | $4,194-42.8% |
| Participant deferral / active EE | $3,152 | $4,374-28.0% | $4,084-22.8% | $6,396-50.7% |
| Admin fee / account holder | $3,586 | $5,262-31.9% | $5,098-29.7% | $12,562-71.5% |