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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,309 | $142,354+198.1% | $125,529+238.0% | $155,188+173.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 12.66% | 306.06%-293.4pp | 202.56%-189.9pp | 148.84%-136.2pp |
| Employer contribution / active EE | $2,373 | $3,501-32.2% | $3,058-22.4% | $4,248-44.1% |
| Participant deferral / active EE | $11,009 | $5,491+100.5% | $4,813+128.7% | $6,531+68.6% |
| Admin fee / account holder | $42,069 | $19,392+116.9% | $16,298+158.1% | $14,480+190.5% |