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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,350 | $108,882-89.6% | $96,754-88.3% | $154,746-92.7% |
| Participation rate | 57.1% | 75.1%-17.9pp | 70.3%-13.1pp | 80.7%-23.6pp |
| Annual return | 20.00% | 98.39%-78.4pp | 82.04%-62.0pp | 172.34%-152.3pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,790 | $5,323-47.6% | $4,758-41.4% | $6,730-58.6% |
| Admin fee / account holder | $226 | $10,200-97.8% | $8,905-97.5% | $14,365-98.4% |