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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,833 | $168,635+169.7% | $147,617+208.1% | $125,389+262.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.38% | 77.65%-80.0pp | 61.98%-64.4pp | 282.24%-284.6pp |
| Employer contribution / active EE | $8,161 | $6,252+30.5% | $5,564+46.7% | $4,866+67.7% |
| Participant deferral / active EE | $10,916 | $5,507+98.2% | $4,895+123.0% | $5,352+104.0% |
| Admin fee / account holder | $439 | $13,580-96.8% | $11,612-96.2% | $9,541-95.4% |