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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,807 | $178,174-32.2% | $156,181-22.6% | $137,256-12.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.36% | 84.19%-70.8pp | 64.87%-51.5pp | 220.34%-207.0pp |
| Employer contribution / active EE | $16,263 | $4,972+227.1% | $4,294+278.7% | $4,156+291.3% |
| Participant deferral / active EE | $36,413 | $6,888+428.7% | $6,132+493.8% | $6,407+468.4% |
| Admin fee / account holder | $80,790 | $17,404+364.2% | $14,586+453.9% | $12,270+558.4% |