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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,835 | $106,749+8.5% | $145,433-20.4% | $82,448+40.5% |
| Participation rate | 73.8% | 75.6%-1.8pp | 82.1%-8.3pp | 68.1%+5.8pp |
| Annual return | 13.95% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $874 | $3,444-74.6% | $4,554-80.8% | $2,551-65.8% |
| Participant deferral / active EE | $5,249 | $6,519-19.5% | $7,897-33.5% | $4,139+26.8% |
| Admin fee / account holder | $17,695 | $8,390+110.9% | $13,129+34.8% | $7,234+144.6% |