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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,835 | $106,524+8.7% | $152,301-23.9% | $87,485+32.4% |
| Participation rate | 73.8% | 75.8%-1.9pp | 82.4%-8.6pp | 68.9%+4.9pp |
| Annual return | 13.95% | 26.89%-12.9pp | 80.50%-66.6pp | 26.06%-12.1pp |
| Employer contribution / active EE | $874 | $3,371-74.1% | $4,624-81.1% | $2,596-66.3% |
| Participant deferral / active EE | $5,249 | $6,525-19.6% | $8,004-34.4% | $4,274+22.8% |
| Admin fee / account holder | $17,695 | $8,287+113.5% | $14,398+22.9% | $7,775+127.6% |