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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,052 | $111,535+65.9% | $105,223+75.9% | $137,256+34.8% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 11.12% | 237.85%-226.7pp | 180.65%-169.5pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,901 | $3,939-51.7% | $3,689-48.5% | $4,156-54.3% |
| Participant deferral / active EE | $3,362 | $5,500-38.9% | $5,072-33.7% | $6,407-47.5% |
| Admin fee / account holder | $8,338 | $9,721-14.2% | $8,859-5.9% | $12,270-32.0% |