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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,644 | $129,737+201.1% | $119,126+227.9% | $154,746+152.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 1.65% | 379.08%-377.4pp | 282.11%-280.5pp | 172.34%-170.7pp |
| Employer contribution / active EE | $36,250 | $4,375+728.6% | $4,034+798.7% | $4,379+727.8% |
| Participant deferral / active EE | $0 | $5,842-100.0% | $5,318-100.0% | $6,730-100.0% |
| Admin fee / account holder | $15,620 | $11,961+30.6% | $10,693+46.1% | $14,365+8.7% |