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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,482 | $94,031+42.0% | $115,768+15.3% | $82,448+61.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 10.92% | 20.61%-9.7pp | 100.46%-89.5pp | 41.64%-30.7pp |
| Employer contribution / active EE | $2,520 | $2,323+8.4% | $2,940-14.3% | $2,551-1.2% |
| Participant deferral / active EE | $5,904 | $3,972+48.6% | $4,917+20.1% | $4,139+42.6% |
| Admin fee / account holder | $10,406 | $10,249+1.5% | $12,439-16.3% | $7,234+43.8% |