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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,693 | $136,860+300.2% | $120,344+355.1% | $154,746+253.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 18.51% | 21.38%-2.9pp | 20.30%-1.8pp | 172.34%-153.8pp |
| Employer contribution / active EE | $6,824 | $3,533+93.1% | $3,020+125.9% | $4,379+55.8% |
| Participant deferral / active EE | $12,750 | $5,793+120.1% | $5,135+148.3% | $6,730+89.4% |
| Admin fee / account holder | $543 | $15,393-96.5% | $12,742-95.7% | $14,365-96.2% |