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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,258 | $97,648-5.5% | $121,663-24.2% | $87,485+5.5% |
| Participation rate | 93.6% | 70.5%+23.1pp | 74.5%+19.1pp | 68.9%+24.7pp |
| Annual return | 15.00% | 18.03%-3.0pp | 147.54%-132.5pp | 26.06%-11.1pp |
| Employer contribution / active EE | $1,970 | $2,300-14.4% | $3,020-34.8% | $2,596-24.1% |
| Participant deferral / active EE | $6,112 | $3,923+55.8% | $4,887+25.1% | $4,274+43.0% |
| Admin fee / account holder | $18,008 | $11,100+62.2% | $14,289+26.0% | $7,775+131.6% |