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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,764 | $117,829+162.0% | $102,423+201.5% | $145,877+111.7% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 9.53% | 31.83%-22.3pp | 29.42%-19.9pp | 551.28%-541.8pp |
| Employer contribution / active EE | $6,918 | $3,615+91.4% | $3,023+128.8% | $4,663+48.4% |
| Participant deferral / active EE | $5,776 | $5,732+0.8% | $5,054+14.3% | $6,691-13.7% |
| Admin fee / account holder | $2,934 | $13,335-78.0% | $9,455-69.0% | $13,402-78.1% |