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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,764 | $117,895+161.9% | $102,460+201.4% | $145,897+111.6% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 9.53% | 31.92%-22.4pp | 29.47%-19.9pp | 552.29%-542.8pp |
| Employer contribution / active EE | $6,918 | $3,619+91.2% | $3,025+128.7% | $4,663+48.4% |
| Participant deferral / active EE | $5,776 | $5,736+0.7% | $5,056+14.2% | $6,689-13.7% |
| Admin fee / account holder | $2,934 | $13,353-78.0% | $9,460-69.0% | $13,390-78.1% |