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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,319 | $100,194+153.8% | $122,979+106.8% | $86,983+192.4% |
| Participation rate | 85.5% | 73.0%+12.5pp | 77.2%+8.3pp | 69.5%+15.9pp |
| Annual return | 7.43% | 16.47%-9.0pp | 20.12%-12.7pp | 25.83%-18.4pp |
| Employer contribution / active EE | $4,818 | $2,326+107.2% | $3,062+57.3% | $2,584+86.4% |
| Participant deferral / active EE | $8,878 | $4,133+114.8% | $5,003+77.5% | $4,194+111.7% |
| Admin fee / account holder | $59,160 | $10,148+483.0% | $12,864+359.9% | $7,856+653.1% |