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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,184 | $88,996+223.8% | $78,004+269.4% | $138,895+107.5% |
| Participation rate | 82.6% | 74.4%+8.2pp | 69.4%+13.2pp | 79.9%+2.7pp |
| Annual return | 12.09% | 28.03%-15.9pp | 31.07%-19.0pp | 145.39%-133.3pp |
| Employer contribution / active EE | $4,672 | $2,917+60.2% | $2,469+89.2% | $4,194+11.4% |
| Participant deferral / active EE | $11,117 | $4,724+135.3% | $4,092+171.7% | $6,396+73.8% |
| Admin fee / account holder | $38,262 | $8,807+334.4% | $7,578+404.9% | $12,562+204.6% |