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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,017 | $95,453+152.5% | $112,040+115.1% | $82,448+192.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.33% | 23.92%-12.6pp | 24.52%-13.2pp | 41.64%-30.3pp |
| Employer contribution / active EE | $1,473 | $2,318-36.4% | $2,954-50.1% | $2,551-42.2% |
| Participant deferral / active EE | $7,017 | $4,224+66.1% | $5,098+37.7% | $4,139+69.5% |
| Admin fee / account holder | $7,106 | $9,013-21.2% | $12,098-41.3% | $7,234-1.8% |